- Social Security disability insurance (also known as SSDI, RSDI, DIB, and/or Title II) benefits
- Supplemental Security insurance (also known as SSI and/or Title XVI) benefits
- Children’s benefits
- Spouse and children of disabled workers
- Retirement benefits (not based upon disability)
- Survivor’s benefits
The two primary types of Social Security disability benefits are SSDI and SSI.
SSDI | SSI | |
Definition of “disabled” | Unable to work enough due to medical conditions | Unable to work enough due to medical conditions |
Asset/income/resource limits | None | Very strict limits; may apply to entire household |
Work history | Need to have earned enough “quarters of credits” by working | For anyone regardless of work history |
Income | Cannot earn more than “substantial gainful activity” to qualify | Very strict income limits (depends on household and marital status) |
Monthly benefit amount | Depends on work history and earnings | The same amount for everyone (2022: $841/month) |
Source | Employer and wage contributions (out of paychecks over the years) | General revenue from taxpayers |
Do other benefits affect eligibility/amounts | Other benefits (VA, STD, LTD, PERA, etc.) do not affect SSDI eligibility | Other benefits are counted against SSI eligibility |
Health insurance | Medicare | Medicaid |
You can find more information here: https://www.ssa.gov/benefits/
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